Your simple question does not have a simple answer. In a more laboratory-esq setting, I can give you a very safe, reasonable answer. In the real world application aspect, too many variables can change in the environment for a true "safe" answer. At least one that I am comfortable with giving out to just anyone... There is also the mater of liability to consider.
You may keep a 5 gallon bucket, 1/2 full of water, locked away in your backyard. Not particularly dangerous.
Put that same bucket in the middle of a daycare filled with toddlers. Potential murder or child endangerment charges.
Electricity is not water.
As far as dangerous, electricity can do more than cause fatal cardiac arrest. It can burn & cause fires. It can cause nerve damage. It can arc flash & explode. It can cause secondary injuries, a minor shock can cause slip & fall. A battery is filled with acid. It can leak & cause chemical burns. It can get hot & explode.
It can also do absolutely nothing.
But as to a 12v wallwart, it is still connected to a 120v, 15-20a circuit. Unmodified from the factory, should it fail in a "bad" way, the manufacturer would be liable. If you have modified the wallwart in any way, you are now responsible, even if the fault lies within the wallwart.
I'm sure you know all this already, but some may not.
As an electrician, I cannot give you a "this is just fine" to leave exposed, kind of answer. I cannot advise you in using the banana plugs or any other, if they are not UL listed for that purpose. I can tell you a bit about accessibility & exposed live parts, & the simple answer is don't leave any connection bare or exposed or in reach of the public, at any voltage. They do make insulated banana plugs, but I don't know if they are UL listed or rated for your purpose.
I know a lot of what you do is safe, both in theory & application. But if there is a chance for injury or it is not to code, I cannot publicly or officially advise you to go for it.
As for what is a truly safe voltage? My answer would be 0v that are accessible. Why take the chance?
Charles Dalziel did some work on this on human guinea pigs! I know that you wanted no links, but this one may help, or just help to confuse.
http://www.highvoltageconnection.com/articles/ElectricShockQuestions.htm
I also am not the final authority, or claim to be, on this subject. Do what you will, at your own risk.
Don't let me keep you from building cool props, either! Just be safe & safety first!